Versatile Omnichannel | The Leading Technology Platform for Omnichannel Financing

Financing options wherever a buying decision is made.


Increase in Application Volume


Increase in Average Sales Ticket


Improvement in Approval Rate

Anyone | Anywhere | On Any Device

How we do it

Credit Cascade

Unparalleled network of 25+ prime, near-prime and no credit required providers.

Fast, secure, and seamless application experience facilitates opportunities for financing throughout the FICO spectrum.

Introducing near-prime lenders and no credit needed providers can eliminate up to 50% of credit application declines on average.

Consumer Engagement

Retailers can provide customers with comprehensive financing options wherever and whenever a buying decision is made.

In-store devices and eCommerce integrations provide consistent financing experiences across all channels.

Any device with a browser can be leveraged to provide a seamless application experience.

Integration & Customizations

Integrate with the existing business processes, tools and resources your customers and associates are familiar with.

Represent a consistent brand throughout the financing experience on an array of devices, in-store and out-of-store.

Once integrated into the Versatile platform retailers have flexibility and freedom to easily change providers and channels as needed.

Data & Analytics

Comprehensive data and analytics empower retailers to leverage actionable data for informed decision-making.

Detailed dashboards and reports enable retailers to benchmark performance and optimize the financing program.

View data at the store, region and corporate level, with tools to measure by lender, channel, region and even sales associate.