Versatile Team
Your credit strategy
platform partner
Versatile Credit empowers partners with strategic financing solutions that simplify the customer experience, drive sales and growth, and streamline operations. We’re committed to identifying new areas within financing programs in multiple industries that can further benefit from an optimized credit strategy, effectively increasing customer acquisition for all stakeholders.
Facilitating over $16 billion annually in financing, Versatile enables merchants, lenders, and emerging verticals to achieve their goals and stay ahead of the competition through optimized credit in an evolving consumer landscape.
20+ years of innovative credit strategy
1992
Company founded
Company founded as a Point of Sale software company.
1994
Enterprise consulting
Built strong roots into large-scale enterprise consulting and carrier-grade telecoms.
2003
First credit portal
Deployed first private-label financing portal.
2005
Self-service kiosks
Debuted first self-service financing kiosk platform.
2009
Cascade financing
Pioneered waterfall credit cascade financing on self-service devices.
2010
Consumer mobile
First to market with consumer mobile financing in elective healthcare.
2019
Expanded product offerings
Ownership and management changes drove a renewed focus on building an omnichannel financing platform.
2020
Patented contactless UX
Designed and released contactless, transition-to-mobile financing applications that ensure in-store presence.
2021
Vertical expansion
Released marquee solutions in new verticals, including elective medical and home improvement.
2022
Advanced analytics
Launched Versatile Insight, a cutting-edge analytics platform offering real-time insights and reporting capabilities for merchants and lenders.
2023
Private equity investment
Secured significant private equity investment to accelerate growth, expand technology offerings, and enhance market penetration.
2024
Accelerated growth
Continued vertical expansion and platform innovation that drive merchant and lender sales and growth in a dynamic, evolving environment.