Versatile Team
Get the latest on the Versatile team, technology, and partnerships — and the benefits of an optimized credit strategy.
Press
Expanded partnership strengthens a comprehensive, 50-state financing solution to help merchants serve more customers and drive sales across the credit spectrum
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Synchrony (NYSE: SYF), a leading consumer financing company at the heart of American commerce, acquired Versatile Credit, a consumer-financing software provider connecting merchants, lenders, and consumers through point-of-sale solutions. Versatile’s multi-source financing platform empowers its partners by delivering increased access to credit in a seamless manner.
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Partnership provides home improvement contractors 0% fee options, fast funding, and white-glove support for seamless project financing.
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TGUC Financial joins Versatile's network, offering contractors competitive home improvement financing up to $100K, driving growth and seamless customer experience. (160 characters)
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Versatile Credit and Aqua Finance are proud to announce a strategic partnership aimed at enhancing financing options in key sectors such as home improvement, HVAC, water treatment, and more.
Press
Versatile Credit announced the integration of Tower Loan into their robust lending network, broadening financing options available to retailers and merchants.
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We’re proud to celebrate Versatile Credit's President and Chief Operating Office Vicki Turjan, who has been recognized by Furniture Today as a member of the 2026 Home Furnishings 500 and one of its Captains of Consumer Finance.
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Versatile Credit is proud to sponsor Furniture Today’s Home Furnishings 500 Top Retail Leadership category, recognizing some of the most accomplished and influential retail operators in the home furnishings industry.
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Memorial Day and Independence Day are traditionally two of the biggest retail holidays of the summer and provide an early look into how consumers are shopping and applying for financing, and how approval patterns are changing.
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Versatile Credit found that the share of financing on the four-day weekend grew 7.8% on Black Friday, which it says signals that shoppers may have felt optimistic about financing their big purchases during the shopper holiday.
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Versatile Credit found that the share of financing on the four-day weekend grew 7.8% on Black Friday, which it says signals that shoppers may have felt optimistic about financing their big purchases during the shopper holiday.
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Adding secondary and no credit required options can significantly increase the percentage of customers being approved for financing throughout the FICO spectrum, enabling more customers to leave the store with the items and services they want.
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Versatile Credit’s credit cascade and powerful platform of financing tools provide merchants with an array of technology to meet the financing needs of their shoppers, regardless of how those customers shop or interact with the financing program.
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According to data from Versatile Credit, the volume of approved financing for retailers over the week of Thanksgiving and Black Friday improved by over 13% compared to last year — with average approval amounts seeing an increase of 17%.
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Recently, Joseph Dobrian at Furniture Today spoke with industry leaders to talk about the prospects for consumer financing in the near future. The article featured Versatile Credit President & COO Vicki Turjan, as well as many of Versatile platform partners, including Snap Finance, TD Bank, Progressive Leasing, and Synchrony.